Dashboard
Total owed to you
₹42,500
↑ ₹8,000 from last month
Recovered this month
₹18,000
↑ 3 loans settled
Interest accrued
₹1,237
Across 2 overdue loans
Recovery rate
87%
↑ 4% vs last month
Needs attention
RK
Rahul Kumar
Overdue 9 days · Interest accruing · Day 21 notice scheduled
₹15,562
Overdue
PM
Priya Mehta
Due in 4 days · Reminder scheduled for tomorrow
₹8,000
Due soon
VS
Vikram Sharma
Payment plan · ₹5,000/month · Next payment 1 Dec
₹18,938
On plan
Recent activity
Sunita Rao paid back
Today · On time · Score +0.3
+₹6,000
Reminder sent to Rahul
Yesterday · Day 7 · Interest added
+₹225
Priya confirmed receipt
2 days ago · Legal record created
Dev Kumar paid back
3 days ago · 2 days late
+₹12,000
Reliability scores
VS
Vikram Sharma
8.8
SR
Sunita Rao
8.2
PM
Priya Mehta
6.5
RK
Rahul Kumar
4.2
RK
Rahul Kumar
Lent ₹15,000 · Oct 14 · Standard terms · 9 days overdue
₹15,562
Overdue
PM
Priya Mehta
Lent ₹8,000 · Oct 28 · Friendly terms · Due Nov 14
₹8,000
Due in 4 days
VS
Vikram Sharma
Lent ₹25,000 · Sep 1 · Serious terms · Payment plan active
₹18,938
On plan
SR
Sunita Rao
Lent ₹6,000 · Oct 1 · Friendly terms · Paid today
₹6,000
Paid
DK
Dev Kumar
Lent ₹12,000 · Sep 15 · Standard terms · Paid 3 days ago
₹12,000
Paid
RK
Rahul Kumar
+91 98765 43210 · Standard terms
Original
₹15,000
Interest
₹562
Total owed
₹15,562
Days overdue
9 days
Timeline
Loan created
14 Oct · ₹15,000 lent · Standard terms
Rahul confirmed receipt ✓
Gentle reminder sent
12 Nov · 2 days before due · Delivered ✓
Due date passed
14 Nov · No payment · Reminder sent
Interest notice sent
21 Nov · ₹562 accrued · Day 7 overdue
Delivered ✓
Formal notice — Day 21
Scheduled for 5 Dec
Legal document — Day 45
Scheduled for 29 Dec if unpaid
Borrower score
4.2
At Risk
Paid late 2 of 3 times.
Current loan 9 days overdue.
Quick actions
Total lent
₹78,000
Across 8 loans
Total recovered
₹35,500
87% recovery rate
Owwed fees paid
₹355
1% of recovered
Avg recovery time
18 days
Industry avg: 45 days
SR
Sunita Rao
₹6,000 · Paid today · On time
₹6,000
Paid
DK
Dev Kumar
₹12,000 · Paid 3 days ago · 2 days late
₹12,000
Paid
AN
Anita Nair
₹8,500 · Paid 2 weeks ago · On time
₹8,500
Paid
MJ
Mohit Jain
₹3,000 · Written off · Sep 2025
₹3,000
Written off
Done!